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Pay
Day Cash Advance Loans -
Discusses short term loans available to help cash-strapped consumers.
Types
of Credit Cards - There are many types of credit cards, but which is the right one for you? Specialty cards? Balance transfer cards? Prepaid, secured or unsecured.
Graduation
Shock - Graduation from college is a big step that is both exciting and frightening. Along with entry to “the real world” of work comes the realization that you, and you alone, must be responsible for your finances.
Personal
Bankruptcy - A real-life account of one person who went
this route.
Budgeting
- In theory, setting up a
budget is as simple as 1-2-3. List your monthly income and total
up your monthly expenses. Now, live within those parameters. In
reality, it requires a great deal of discipline and some
sacrifice to make it work. The following article serves as a
guideline.
*Bankruptcy
- Bankruptcy may not be the
end-all solution it's made out to be. One should carefully consider all
options before taking this path.
Credit
Cards - Information covering cash advances and balance
transfers.
Medical
Billing - Be sure to check you bill for add-ons, unauthorized
charges and piling-on, to ensure the accuracy of your bill.
Cash
Advance - Think
twice before getting a cash advance. Did you know in addition to the
upfront fee you'll pay, interest rates are usually higher than card
purchases- upwards of 21% or more. Additionally, cash advances have no
grace period.
Balance
Transfers - Make
sure you understand exactly what your getting into when transferring
from one card to another. What at first glance may seem like a good
offer may not be so good after all. Important considerations...
*NOTE- New bankrupt legislation is
pending and expected to pass which will make it harder for consumers to
file chapter 7 and force them into a chapter 13 repayment plan. Details
upcoming...
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